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[vc_row][vc_column width=”2\/3″][\/vc_column][vc_column width=”1\/3″][vc_column_text]Everyone wants to know where the FICO Score originated from and what in the world is an actual FICO Score?[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]A FICO Score was created by the Fair Isaac Company, which is a data analytics company based in San Jose. A FICO Score is a three-digit number based on the information in your credit reports. It helps lenders determine how likely you are to repay a loan, which also determines how much you can borrow, how many months you have to repay and how much the interest rate will be. Check Credit Reports for Any Errors Yes, you read that correctly. Always go over all 3 credit bureau reports (Equifax, Experian, Transunion), there is a possibility that there is small or large discrepancy that can affect your credit score. A lot of times we neglect viewing an actual credit report until it’s time to purchase a home, then become surprised about an error and are rushing to get it fixed. It is recommended to check your credit at least once a year.\u00a0Federal law allows you to request a free report from each of the national credit reporting companies once every 12 months at www.annualcreditreport.com. It can help you detect […]<\/p>\n","protected":false},"author":1,"featured_media":17899,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[28],"tags":[],"aioseo_notices":[],"yoast_head":"\n